Callisto Labs
Effective: May 22, 2026
This website at callistolabs.org (the "Site") is operated by Callisto Labs LLC ("Callisto Labs," "we," "us"). By accessing or using the Site, you agree to these Terms of Use and to all applicable laws. If you do not agree, please do not use the Site.
You may use the Site only if you can form a binding contract with us and only in compliance with these Terms and applicable law. The Site is intended for users who are at least 16 years old.
Callisto Labs builds AI tools and educational resources for everyday people, and publishes guides and articles. We may add, change, or discontinue features at any time.
Some posts may contain affiliate links, which means Callisto Labs may earn a commission if you purchase through them, at no extra cost to you. Where this applies, we disclose it clearly and conspicuously (for example, "this post contains affiliate links"), consistent with FTC guidelines. Affiliate relationships never change our honest opinion of a product.
The Site's content, branding, logos, and software are owned by Callisto Labs or its licensors and are protected by intellectual-property laws. You may not copy, modify, distribute, sell, or create derivative works from our content without prior written permission, except as allowed by law (such as fair use for commentary).
You agree not to misuse the Site — including attempting unauthorized access, interfering with its operation, scraping at scale, transmitting malware, or using it for unlawful purposes.
The Site may link to third-party websites we don't control. We're not responsible for their content or practices, and a link is not an endorsement. Review their terms and privacy policies before using them.
The Site is provided "as is" and "as available," without warranties of any kind. To the maximum extent permitted by law, Callisto Labs will not be liable for indirect, incidental, consequential, special, or punitive damages arising from your use of the Site, and our total liability for any claim will not exceed USD $100.
You agree to indemnify and hold Callisto Labs harmless from claims arising out of your use of the Site or your violation of these Terms or applicable law.
These Terms are governed by the laws of the State of Florida, USA, without regard to conflict-of-laws rules, except where your local law requires otherwise.
You consent to receive communications and legal notices from us electronically. We may revise these Terms from time to time; the current version is always posted here, and continued use means you accept the changes.
Effective: May 22, 2026
This policy explains how we handle information collected through the Site. (The Penny Tracker app has its own policy — see the link above.)
To respond to you, send updates or resources you requested (you can unsubscribe anytime), operate and improve the Site, and meet legal obligations.
We don't sell or rent your personal information. We don't collect sensitive categories (such as race, religion, or political opinion) about Site visitors.
You can control cookies through your browser settings; disabling some may affect Site functionality. Where required, we'll ask for consent before setting non-essential cookies.
If you're in the EEA/UK (GDPR) or California (CCPA/CPRA), you have rights to access, correct, delete, and port your personal data, and to opt out of any "sale" or "sharing" — which we don't do. Email us to exercise any right.
The Site is not directed to children under 16, and we don't knowingly collect their information.
We may update this policy; the current version is posted here. Questions: info@callistolabs.org · Callisto Labs LLC, Tampa, FL, USA.
Effective: May 22, 2026
Content on callistolabs.org and our social channels is provided for general informational and educational purposes only. It reflects the views of the writers quoted and does not constitute professional advice.
Nothing on the Site is a recommendation to buy, sell, or hold any investment or to take any specific financial action. Always do your own research and consult a qualified professional before making financial, legal, or tax decisions. You use the information at your own risk.
The Site and its content are provided "as is" and "as available." We don't guarantee that information is accurate, current, complete, or that the Site will be uninterrupted or error-free. We assume no obligation to monitor or update content except as required by law.